Your credit union can make your dreams become reality
Whatever your objectives, our investment professionals will work with you to develop a strategy to meet your specific goals.
Credit unions offer a comprehensive line up of investments products, for both registered and non-registered accounts.
Term Deposits
Your credit union offers fixed term investments from one to five years. Our fixed rate deposits give you peace of mind of knowing your investment return is guaranteed. Maximum deposit security with our best rates.
These investments are offered under both registered and non-registered plans.
Our RRSP best rate guarantee ensures you receive the highest rate on your investment during the RRSP campaign. Find out about our best rate guarantee!
Deposit Receipts
Credit Union Deposit Receipts offer great flexibility. A variable rate deposit which provides investment returns without locking in your RRSP. A great investment choice providing maximum deposit security, great flexibility and competitive returns.
These investments are offered under both registered and non-registered plans.
Index Linked Deposits
Designed for the conservative investor looking for the potential of higher investment returns and security.
This product provides a guarantee of principal and a return based on the performance of the S&P/TSX 60 index. An index-linked deposit provides investment diversification with the potential of higher investment returns and no fees or commissions.
The Canadian S&P/TSX 60 offers a three-year or five-year investment product with returns based on the performance of the Standard and Poor’s and the Toronto Stock Exchange indices.
These investments are offered under both registered and non-registered plans.
Take Ten RRSP Loans
RRSP loans provide an opportunity for to maximize your RRSP contribution and to take advantage of maximum tax benefits today while providing for your future retirement.
Take advantage of unused carry-forward amounts or maximize your yearly contributions by borrowing and taking up to 10 years to repay. Any tax refund could be used to pay down loan balance, make next year's contribution early, or just for you to spend -- the choice is yours. Terms from 12 months to 10 years.
Financial Planning
Whether you are just start out or getting close to retirement, your credit union offers a complete range of financial planning services through Credential Financial Strategies ®. Credential offers services in investment planning, retirement planning, estate planning, education and insurance planning. Contact the representative in your area to set up a no-fee, no-obligation appointment today.
For more information about these products click the link below:
Deposit Security
Investments at the credit union are insured through the Credit Union Deposit Insurance Corporation (CUDIC). CUDIC insures the total value of deposits held in registered retirement savings plans and registered retirement income funds as defined in the Income Tax Act (Canada). For full details on insurable deposits, view the complete CUDIC brochure.
